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Navigating the impact of soaring insurance costs on affordable housing

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Property insurance costs are surging, driven by more frequent natural disasters, aging infrastructure and fewer insurers willing to cover affordable housing in high-risk areas. For example, according to a recent report by Enterprise, affordable housing insurance costs in New York rose 110% since 2017, fueling a 40% increase in overall operating expenses. These rising premiums strain already tight budgets, threatening the sustainability of affordable housing.

Crafting national solutions is difficult due to fragmented, state-level insurance regulation. But this is a priority for the affordable housing community—we need to share learnings and explore solutions.

Join the Cooperative Development Foundation (CDF)’s Affordable Housing Initiative on Thursday, November 20 from 3-4:30pm EST for a webinar that will cover:

  • Understanding the Insurance Market: How it works, why it’s regulated by states, and what’s driving the volatility.
  • Solutions for Shared Equity Housing: What developers and residents in shared equity housing models can do to mitigate risk and manage costs.
  • Policy and National Solutions: Ideas that could help stabilize the market.

If you’re involved in affordable housing development, policy or community organizing, this webinar will offer valuable insights and strategies.

Register now

Our speakers include:

  • Douglas Heller, Director of Insurance, Consumer Federation of America
  • James Fenniman, Area Executive Vice President and Senior Director, Affordable Housing Practice, Gallagher
  • Moira Birss, Senior Fellow, Climate and Community Institute

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