Coronavirus (COVID-19): Resources for the Cooperative Business Community

NCBA CLUSA is monitoring the ongoing concern regarding the coronavirus (COVID-19) as it continues to spread to more than 100 locations internationally, including in the U.S. As the situation evolves, NCBA CLUSA is referring to the  guidance provided by the Centers for Disease Control and Prevention and the World Health Organization to inform our operations in the U.S. and in the 21 countries around the world in which we implement development projects.

At the same time, many of our members are beginning to feel the impact of COVID-19 on their cooperatives and communities, and are preparing for potential business interruptions. As a service to our members and the co-op community, this webpage will address and amplify ways to prepare for and mitigate the risks of COVID-19, including how co-ops can handle business functions such as travel, events, telework policies and contingency planning while also addressing productivity, staff anxiety and maintaining workplace norms.

If you have resources you would like to share with the co-op community, or if you have questions about COVID-19’s impact on your co-op, please reach out.

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Please note: The information contained on this page is for informational purposes only. The purpose of this page is to promote understanding and knowledge of the COVID-19 pandemic and the potential effects on cooperative businesses. NCBA CLUSA is not providing advice on legal, health, or public health issues. Consult the Centers for Disease Control and Prevention (CDC), World Health Organization (WHO), and federal and local authorities for more information related to public health. For legal advice, please consult with your attorney.

Webinar: Demystifying SBA's Economic Injury Disaster Loans

Hosted by NCBA CLUSA and the U.S. Small Business Administration, this webinar offers advice on navigating the application process for SBA’s Economic Injury Disaster Loans.

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Webinar: COVID-19 and the Co-op Business Community

NCBA CLUSA, law firm Dorsey and risk management leader Marsh provide advice on preparing your cooperative for potential business interruptions related to the coronavirus (COVID-19). 

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Webinar: Managing Finances and Cash During Crisis

Hosted by NCBA CLUSA and Shared Capital Cooperative, this webinar offers advice on navigating the financial challenges caused by COVID-19, addressing issues ranging from cash flow management to working with vendors and lenders.

Watch now

Watch in Spanish

Apply for an Economic Injury Disaster Loan

In response to a coalition letter from the co-op community led by NCBA CLUSA, the U.S. Small Business Administration has made all small cooperative businesses eligible for its new Economic Injury Disaster Loans (EIDLs). Intended to provide emergency relief to the economic impacts of COVID-19, this bill provides $10 billion in funding available for EIDLs. Cooperatives adversely affected by COVID-19 are encouraged to apply early for assistance in keeping their doors open and employees paid.

Apply here  FAQ Sheet

Apply for a Paycheck Protection Program loan

In response to advocacy efforts by NCBA CLUSA and the co-op community, the U.S. Small Business Administration (SBA) has published an interim rule indicating that most cooperative sectors are eligible to access Paycheck Protection Program loans, including agriculture, purchasing, consumer food and worker co-ops. Created by the CARES Act, this program provides low-interest loans of up to $10 million—issued by private lenders and guaranteed by SBA—that can be forgiven if borrowers meet certain requirements.

Find an eligible lender  FAQ Sheet

Did your co-op apply for an SBA loan and receive funds? Let us know